PayPal Pay in 3 | Novva Living
PayPal
Pay in 3 payments, interest-free
Place your order and head to checkout.
Select PayPal as your payment option and log in to your PayPal account. If Pay in 3 is offered, apply and review the terms.
If approved, make your first payment at purchase. PayPal collects your second and third payments one month and two months later.
What you need to get started:
Be aged 18 or over.
Be a UK resident.
Choose PayPal at checkout and check whether Pay in 3 is offered.
Pay in 3 eligibility is subject to status and approval.
Frequently Asked Questions
What is PayPal Pay in 3?
Pay in 3 is an interest-free loan that splits an eligible purchase into three repayments. The first payment is due at purchase. The remaining payments are due one month and two months later.
Will applying for PayPal Pay in 3 affect my credit file?
PayPal states that applying does not affect your credit score. It may carry out a soft credit check. If you use Pay in 3, PayPal shares repayment information with TransUnion, including missed payments. This may affect your credit file and future borrowing.
Are there any fees associated with PayPal Pay in 3?
PayPal Pay in 3 is interest-free. PayPal does not charge sign-up, application or late fees for Pay in 3. Your bank may charge a fee for a returned payment, and currency conversion charges may apply. Review PayPal’s current terms before applying.
Why can’t I see Pay in 3 at checkout?
PayPal decides which options to offer based on the purchase and its eligibility checks. Pay in 3 is not available for every merchant, item or customer, and not every application is approved.
Where can I view my payments and repayment schedule?
Sign in to your PayPal account to review your Pay in 3 plan and payment details. Follow the schedule shown in your agreement. For help understanding activity entries or pending authorisations, contact PayPal through your account.
Why didn’t my payment go through?
Check your PayPal account for any messages about the payment, then contact PayPal for help with your account or payment plan. Check your Novva Living order confirmation before attempting to place the order again. For questions about your order, visit our Help & Support page.
I still have questions regarding payment. How can I get in touch?
For repayment, eligibility or PayPal account questions, contact PayPal through its official website or your account. For questions about your Novva Living order, visit our Help & Support page.
Pay in 3 is a credit agreement. Consider whether repayments are affordable. Missing payments may make future borrowing more difficult or more expensive. Subject to status and approval. 18+, UK residents only.
Payment options and terms are provided by PayPal. PayPal Pay in 3 information · Current PayPal terms